At Brauer Insurance, we look at Health Insurance as more of an investment. That means that you have to “strategize” what you are paying vs. what you are getting. Sure, you can get a super comprehensive Individual Health Insurance plan where you pay very little for services, inexpensive prescriptions, very low copays. But if you compare a plan like that to maybe a lesser expensive plan where you pay more WHEN you go to the doctor, it becomes a HUGE savings. I try and tell people to look at the maximum yearly risk for the “expensive” plan, then check one of the plans that I recommend……most times you will find that they yearly risk is very close to the same, but the monthly savings with the lesser expensive plan is PHENOMENAL, and totally makes sense to switch.
Finding a strategy, and looking at your Individual Health Insurance plan more as a “risk management” than insurance is the philosophy of Brauer Insurance Services LLC. We help Individuals, Families, and Small and Medium sized companies to strategize their Health Insurance.
I would be skeptical too, I hate sales people. Being a former Police Sergeant, I have a different perspective than most insurance folks. Call me, if my daughters and I can’t help you, we’ll tell you up front!! Thanks,
Steve Brauer-President...Brauer Insurance Services LLC....(877) 421-4325 or (408) 421-5555... 3150 Almaden Expwy, suite 203, San Jose, CA 95118
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